Tree on a power line? Call 911 and your power company firstDon't touch it, don't go near it, and treat every downed wire as live — including the one running to your house. The utility makes the line safe. Then call us for the tree and everything after it.
Don't wait on this partA tree on the house or blocking your driveway needs mitigating now — most policies require you to prevent further damage, and that work is usually covered. Call 219-427-2476 any hour. We'll make it safe tonight and photograph every bit of it for the claim.
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Call your insurance company
Report the damage as soon as you can. Have this ready before you dial:
- Policyholder's name & policy number
- Property address
- Contact phone number
- Brief description of the storm damage
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Document everything — before any cleanup
Take clear photos and video of every damaged area. Wide shots plus close-ups; more is better. Walk the property and tick these off:
- Fallen trees & limbs
- Roof damage
- Fences, sheds, garages
- Vehicles & personal property
- Any additional hazards created
- Wide shots showing the whole scene
Nothing gets cut or moved until the damage is documented
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Prevent further damage
Most policies require homeowners to take reasonable steps to keep the damage from getting worse — emergency tree removal, tarping, and mitigation are often covered for exactly that reason.
⚠ Keep all receipts and documentation for emergency services and temporary repairs
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Meet the insurance adjuster
Your insurer assigns an adjuster to inspect the property and assess the damage. We back your claim with estimates, photos, and detailed invoices your adjuster will accept.
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Complete the repairs
Once the claim is reviewed, repair and restoration work can begin. A tree on a structure or a blocked access route may need immediate mitigation before the adjuster's inspection — that's the call we answer at any hour.
How NWI Tree Surgeons can help
- Emergency tree removal — trees on homes & structures
- Hazardous limb removal and tarping-stage mitigation
- Photographs, estimates & detailed invoices for your claim
- Debris removal & full site cleanup
Coverage varies by policy and carrier — your insurance company makes the final call on what's covered. We're arborists, not adjusters; what we guarantee is the documentation your claim needs and a crew that answers the phone. Licensed, bonded & insured. Serving Crown Point and all of Northwest Indiana.